The Exact Math Behind VA IRRRL Seasoning (210 Days Explained)
VA IRRRL seasoning explained with the exact math: 210 days from your first payment plus six on-time payments, whichever is later.
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The Seasoning Rule Behind Every VA IRRRL Approval
The VA IRRRL seasoning rule explained: why the six-month payment history requirement exists and how lender overlays can complicate it.